Your credit check Atlanta

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BauersI use freecreditreport.com your credit check Atlanta they give you a free trial period of about.. but do sure to cancel in that week otherwise they will charge you $ 15. they give you your score as well as tell you positives and negatives affecting it Add your own answer in the comments! The Federal Credit Reporting Act ["FCRA"] makes it mandatory for Credit Reporting Agencies such as Experian, Equifax and Trans your credit check Atlanta Union to follow reasonable procedures to assure maximal possible accuracy of the your credit check Atlanta information in the [consumer's credit] report.

A willful and negligent failure to do so is violation number 1 of the FCRA. One wonders then when in fact it your credit check Atlanta turns out that certain Credit Reporting Agency ["CRA"] procedures, or miss thereof, assure maximum your credit check Atlanta possible inaccuracy of information in the consumers credit report. free annual credit report

Are we to take it that the your credit check Atlanta words of a federal law mean exactly the opposite of what they say? Legally, philosophically, morally, one would think not. A trade line on your credit report provides certain standard items of your credit check Atlanta information about an account you have, such as the name of the company ( say a department store, for example), the companys address, the account number, the current balance on the account, the terms of the credit, and so forth. Any of this information could in fact turn out to be incorrect, but the item of information we will address in this your credit check Atlanta article is that definite and critical identifier for the CRAs, the account number. 3 credit bureaus One would think that such a mundane piece of information as your credit check Atlanta an account number couldnt possibly cause that much trouble, and in a sense that is true.

What actually causes the problem is when the account number for the same account gets changed, and sometimes morphed repeatedly, so that the identity of the actual account is greatly obscured. When this is allowed to happen, the CRAs super computers, employing simple logic but your credit check Atlanta lacking intelligence, assume that an account is the same, or a match, when it has the same account number, and that it is different when it does not.

Therein can lie the source of much headache, aggravation and damages for a consumer, and much denial of responsibility from the CRAs. Let us say that Consumer An is receiving bills for your credit check Atlanta a .00 balance on a department store credit card. online credit report